:root{
  --navy:#102a56; --blue:#2f6bff; --green:#41b84b; --mint:#eaffef;
  --purple:#7957e8; --text:#1e2a42; --muted:#64708a; --bg:#f5f8ff;
  --card:#ffffff; --line:#dfe7f4; --shadow:0 18px 48px rgba(22,48,92,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;background:linear-gradient(180deg,#f8fbff,#f3f7ff);color:var(--text);line-height:1.65}
a{color:inherit}
.container{width:min(1120px,calc(100% - 32px));margin:auto}
header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:72px;gap:18px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:800;color:var(--navy)}
.brand img{width:48px;height:48px;border-radius:14px;object-fit:cover}
.navlinks{display:flex;gap:18px;align-items:center}
.navlinks a{text-decoration:none;font-weight:700;color:#35425c}
.navlinks a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:14px;text-decoration:none;font-weight:800;background:var(--blue);color:white;box-shadow:0 10px 25px rgba(47,107,255,.25)}
.btn.secondary{background:white;color:var(--navy);border:1px solid var(--line);box-shadow:none}
.hero{padding:72px 0 50px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:50px;align-items:center}
.badge{display:inline-block;background:#e8f0ff;color:var(--blue);padding:8px 13px;border-radius:999px;font-weight:800;font-size:14px}
h1{font-size:clamp(42px,6vw,72px);line-height:1.04;margin:20px 0;color:var(--navy);letter-spacing:-2px}
.hero p{font-size:20px;color:var(--muted);max-width:680px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-card{background:linear-gradient(150deg,#dfffe8,#e9efff);padding:28px;border-radius:34px;box-shadow:var(--shadow);text-align:center;position:relative}
.hero-card img{width:min(100%,420px);border-radius:30px;box-shadow:0 15px 35px rgba(16,42,86,.18)}
.hero-chip{position:absolute;right:18px;top:18px;background:white;padding:10px 14px;border-radius:16px;font-weight:800;color:var(--green);box-shadow:var(--shadow)}
section{padding:64px 0}
.section-title{text-align:center;max-width:780px;margin:0 auto 34px}
.section-title h2{font-size:clamp(30px,4vw,46px);line-height:1.15;margin:0 0 12px;color:var(--navy)}
.section-title p{color:var(--muted);font-size:18px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:26px;box-shadow:0 10px 28px rgba(25,54,102,.07)}
.icon{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;font-size:28px;background:#edf3ff;margin-bottom:16px}
.card h3{margin:0 0 8px;color:var(--navy)}
.card p{margin:0;color:var(--muted)}
.band{background:linear-gradient(135deg,var(--navy),#315ca8);color:white;border-radius:32px;padding:34px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:24px}
.band h2{margin:0 0 8px;font-size:34px}
.band p{margin:0;color:#dbe7ff}
.legal{background:white;border:1px solid var(--line);border-radius:26px;padding:34px;box-shadow:var(--shadow)}
.legal h1{font-size:42px;letter-spacing:-1px;margin-top:0}
.legal h2{color:var(--navy);margin-top:32px}
.legal ul{padding-left:22px}
.notice{background:#eefaf0;border-left:5px solid var(--green);padding:18px;border-radius:14px;margin:22px 0}
footer{margin-top:60px;background:#0f2347;color:#dbe5f8;padding:38px 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
footer a{color:#dbe5f8;text-decoration:none;display:block;margin:8px 0}
.small{font-size:14px;color:#8da0bf}
@media(max-width:820px){
  .navlinks{display:none}
  .hero-grid,.grid,.band,.footer-grid{grid-template-columns:1fr}
  .hero{padding-top:44px}
  .hero-card{order:-1}
  .band{text-align:center}
}